This type of insurance is applied for the purpose of compensation for damage caused to the health and property of third parties during the exploitation of the relevant property, including during the implementation of construction, repair, reconstruction or other works on the territory of that property.
For these purposes, property for which civil liability insurance is mandatory in connection with the exploitation of property is understood to mean buildings, structures, facilities, areas that are real estate that are exploited by legal entities to carry out their activities, as well as by individuals engaged in entrepreneurial activity without forming a legal entity. Civil liability insurance against third parties in connection with the exploitation of any of the properties listed above is mandatory.
Property for which civil liability insurance is mandatory in connection with the exploitation of real estate is understood to mean buildings, structures, facilities, areas that are real estate that are exploited by legal entities to carry out their activities, as well as by individuals engaged in entrepreneurial activity without forming a legal entity.